Security and Confidentiality.

A technology, implemented by WebMoney Transfer offers various security measures necessary to perform transactions online safely.

The key point in providing authenticity of any data, circulating through the System is the verification of the information.

WebMoney Transfer offers 3 types of authentication:

• using secret key files. To launch WM Keeper Classic you need: a unique WM Identifier (WMID) consisting of 12 digits, a password and files with a secret key and purses, that are stored in the memory of your PC. IMPORTANT! Do not forget to save a backup copy of your keys and purses files at any removable media and keep them in a secure place! This will considerably simplify access recovery in case the files on your PC were lost or deleted.
  
  
• using personal digital certificates
  
  
• using e-Num — authorization service, providing high level of encryption and data protection. Challenge-response model allows to authenticate users on web sites, e-commerce and e-banking systems and other E-num integrated resources.
  

System architecture prevents any unauthorized access to the users’ WM purses and doesn't allow to make transactions using WM purses with no funds left in there.

All operations — storing the funds at WM Purses, issuing Invoices, transactions between users, instant messaging, are carried out in encrypted mode, using a 1024-bit RSA-like encryption algorithm. For each session the System uses unique session keys to provide and guarantee complete confidentiality of the transaction and data exchange.

The System as well provides protection against connection breaks. When any transaction is performed funds are either at the sender's Purse or at the Recipients's Purse - there exists no intermediate state. Thus, the funds can never be lost "on the way".

For more details, please go to the Security Page.

Verification and KYC

During registration, the System gives every user a unique identification number - so called WM-Identifier, consisting of 12 digits and serving as an account number.

To verify customer's identity, standing "behind" his/her WMID, WebMoney has implemented its own WM Verification.

The System as well offers various automated tools for KYC procedures. For details please go to Developers section.

Privacy and Confidentiality

A customer can hide his personal details (for example name, last name, e-mail, postal address, etc) from public view. This however doesn't mean that this information was not provided to the system. When checking the WMID Passport details, you will see a green check for details supplied and verified and red cross for non-verified data.

A customer can open or close his personal information himself via WM Keeper menu.

Each customer can open as many accounts in the System, as he wants. His purse numbers are never revealed without prior request from the correspondents/invoice payee.